The Adverse Credit Loan & Mortgage Specialists

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MORTGAGES:

   Bad credit mortgage
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   Right to buy mortgage
   Council house mortgage
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   Self-employed mortgage

LOANS:

   Bad credit loan
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   Bad credit home owner loan
   Loan for tenant with bad credit
   Bad credit car loan
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Mortgage loan for bad credit / CCJ problem mortgage

There is more and more competition in the mortgage lending market from 'sub-prime' lenders. These lenders are unlike the traditional high street banks or building societies and are willing to take the risk of providing a mortgage loan for bad credit individuals. The increasing number of such lenders means that the mortgage market has become very competitive and rates vary greatly among lenders. We specialise in finding the right mortgage for those with less than perfect credit and provide confidential advice to help navigate the complex mortgage market.

Borrowers in the sub-prime mortgage market can be broken down into two distinct sectors: those with a bad credit history, such as those who are after a CCJ problem mortgage, and those who have clean credit records, but who have problems proving sufficient income stream, such as the self-employed. Neither of these potential borrowers fit the mainstream lender's profile of a good mortgage candidate. This is where we can help. We work with many lenders that are willing to lend to those 'non-traditional' borrowers. However, mortgages can be complex and comparing the various offers from lenders can be frustrating. Our experts can help you navigate the jargon and fine print to find the mortgage that is both cost effective and best suits your individual needs.

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