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CCJ’s On My Credit History
You have received a copy of your credit history, and you found it
full of CCJ’s? Don’t worry. Here is some advice on how
they affect your credit rating and how they are removed.
Firstly, don’t worry, the CCJ’s are not stuck on your
credit history for life, and it is possible to re-build your history.
Any CCJ that is paid off in the first 28 days will be removed from
your credit history all together. If you pay the CCJ, but after
the 28 day period then it won’t be automatically removed from
your record, but there will be a note that it’s been paid
completely. These paid off CCJ’s will remain on your record
for 6 years before they are removed permanently.
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